When choosing a UK bridging loan provider in 2026, focus on lenders offering flexible terms—typically 1 to 24 months—and sensible loan-to-value ratios around 70-75%. Most require a minimum loan of £50,000
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Bridging loans in the UK usually cost between 7% and 15% in total. Monthly interest rates often range from 0.55% to 1.25%. Beyond interest, you’ll also face fees for arrangement, valuations, and legal work
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