Why I Never Travel Without Insurance After My ER Visit in Thailand

https://www.livebinders.com/b/3721811?tabid=0c96b675-cc40-1658-2437-200b38b08a34

I used to be the person who skipped travel insurance. Every time I booked a flight, I'd see that little checkbox — add travel protection for $45 — and dismiss it without a second thought. I'd been traveling for years