When a client pays late, a Rolex may help cover the gap without forcing a sale....

https://jaredsnicecolumns.huicopper.com/what-if-i-can-t-repay-a-rolex-loan

When a client pays late, a Rolex may help cover the gap without forcing a sale. A lender can evaluate the watch in under an hour and offer a loan based on its value. You get cash while the lender holds the watch, then reclaim it after repayment.