The 80 Percent Rule Changes What Homeowners Pay for Water Damage Claims
https://storage.googleapis.com/colorado-springs-co-water-damage-restoration-express/water-damage-restoration-colorado-springs-co/industry-standards-for-soot-cleaning-and-removal-exceed-subst.html
The 80% rule in home insurance is called coinsurance, and it directly affects how much you'll pay out of pocket when water damage strikes your home