Small businesses can shop off-exchange through a broker, directly with...
https://xeon-wiki.win/index.php/What_Should_I_Review_Besides_Premiums_When_Picking_a_Health_Plan%3F
Small businesses can shop off-exchange through a broker, directly with carriers, or by comparing small-group plans. Before weighing premiums, check that employees’ doctors and nearby hospitals are in each plan’s provider network.