Shop off-exchange through a broker, compare small-group plans with carriers, or...

https://wiki-tonic.win/index.php/Broker_vs._Buying_Health_Insurance_Directly_From_the_Carrier

Shop off-exchange through a broker, compare small-group plans with carriers, or use an HRA to reimburse individual coverage. Before comparing prices, check whether employees’ doctors and preferred hospitals are in each plan’s network.